কি ভাবে বাইক লোন নিবেন ? how to get bike loan in bd । City Bike Loan Req...

কি ভাবে বাইক লোন নিবেন ? how to get bike loan in bd । City Bike Loan Required Information

ELIGIBILITY

Employees of Govt, Semi-govt. and Pvt companies, Self-employed professionals/ businesspersons, Land load/Lady having documented income.

Criteria
Age: 21 to 60 yearsMinimum Income Requirement:
BDT 20,000 per month – Salaried segment (A/C payee)
BDT 25,000 per month – Salaried (Cash payee)
BDT 30,000 per month – Landlord, Businessman
Income Documents:Salary certificate, Bank statement, Business Card, TIN, Trade license (Businessman), Ownership proof (Land or flat owner),


Loan Amount: BDT 70,000- 500,000
Minimum down payment: 20%
Tenor (months): Min 6 – Max 24 months Parameter
Applicable to vehicles: All models
Processing fee: 1%
Special women’s program
Loan Amount: BDT 70,000 - 150,000
Minimum down payment: 20%
Tenor (months): Min 6 – Max 24 months
Applicable to vehicles: Scooters/Cub of all the brands
Processing fee: Nil

Required Documents for LOAN
Salaried
Valid NID copy
Valid personal E-TIN Certificate copy
Up to date two photograph signed by the applicant
LOI/Salary certificate/pay-slip (signed by Manager Branch / Accounts / HR / Admin / Finance) or Pay slip stating Company’s Name
3 months Bank Statement required for A/C payee and partially A/C payee salaried executives and 6 months Bank Statement for Cash paid salaried executives
Copy of Office ID or Business Card
Guarantor NID and Photo
(Salary 50,000 plus – Guarantor not required)

Business Man
Valid NID copy
Valid personal E-TIN Certificate copy
Up to date two photographs signed by the applicant
Update Trade license copy
Partnership deed (for partnership concern) / Memorandum of Articles/Memorandum of Association along with form X / XII / 117 for business person (for Limited liability concern)
Either one of : Latest IT88 / Company Bank Statement of last 6 months
Guarantor NID and Photo
Business Card

Professional
Valid NID copy
Valid personal E-TIN Certificate copy
Up to date two photograph signed by the applicant
Income proof documents with 6 months personal bank statement required (bank statement to be not older than 1 months)
Or IT 88 statement
Professional Certificate
Declared Income on personal letter head pad
Guarantor NID and Photo
Business Card

Land Lord/ Lady
Valid NID copy
Valid personal E-TIN Certificate copy
Up to date two photograph signed by the applicant
Income proof documents with 6 months personal bank statement required.
Land Registration Copy
Guarantor NID and Photo




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